Card processing for restaurants, without the fine print.
Most independent restaurants pay 2.5% to 3.5% of every card sale in fees. Remove that cost with dual pricing, or keep one price with transparent pricing. Either way, you get honest terms and a real person to call.
- Every fee itemized
- Terms in writing before you sign
- A named contact, not a call center
No cost and no obligation. A person reviews every statement.
| Today | Dual pricing | |
|---|---|---|
| Processing fees | $1,500 | $1,554 |
| Collected through card prices | — | −$1,786 |
| Your net cost | $1,500 | $0 |
Two ways to lower your card costs
Every review covers both options, so you can compare them against your current statement before deciding.
| Dual pricingRemove the fee | Transparent pricingKeep one price | |
|---|---|---|
| How it works | Your menu shows a cash price and a card price. The card price covers processing. | Your prices stay exactly as they are. We set you up on a competitive rate built around your card mix. |
| Your processing cost | Usually covered by your card prices. Fees on tips aren't marked up. | A competitive rate with every fee itemized. No surprises on your statement. |
| What customers see | Both prices posted up front. They choose how to pay. | Nothing changes |
| Setup and support | Terminal, signage and receipts set up for you. A real person to call when you need help. | Terminal and account set up for you. A real person to call when you need help. |
| A good fit if | You're comfortable showing two prices, as many gas stations and restaurants already do | You want lower costs and better service without touching your menu |
Estimate your savings
Enter your numbers for a rough estimate. Your statement review will give you exact figures.
More detail (optional)
Estimates only, not a quote. Dual pricing assumes card prices set 4% above cash prices and that card customers pay the posted card price; card prices don't cover fees on tips, and fees rise slightly on the higher card totals. Transparent pricing estimates interchange at about 2.0% for credit and 0.8% for debit plus $0.10 per transaction, with Sidecar's pricing of 0.30% plus $0.10 per transaction and $15 a month. Your actual costs depend on your card mix and are set out in your written proposal.
How it works
- 1
Tell us about your restaurant
A two-minute form. We'll send a secure link for your latest processing statement.
- 2
Review your options
Within one business day, we walk you through what you pay today and what each option would cost.
- 3
Get set up
If you go ahead, we handle the application, terminal, and any signage and receipt changes.
What your customers see with dual pricing
Customers see both prices before they order, and the price they pay is the price they saw. Nothing is added at the register.
- Both prices on your menu, menu board or POS display
- Signage that meets card network rules
- Receipts that show the price paid and how it was paid
Common questions
Is dual pricing legal?
Yes. Offering a cash price and a card price is permitted in all 50 states when it's done correctly: both prices are posted, signage is displayed and receipts show the price paid. We set this up with you.
Will my regular customers mind?
Customers see both prices up front and choose how to pay. If you'd rather not show two prices, transparent pricing lowers your fees with no change for customers.
Will it work with my POS?
It works with most standalone terminals and many POS systems. Systems that process their own payments, such as Toast or Square, usually require new hardware. We'll tell you before you commit.
What does it cost to switch?
The review is free. Any equipment or program costs are listed in your written proposal before you sign anything.
When are funds deposited?
Your proposal sets out your funding schedule, so you know when deposits arrive before you sign.
What if I want to cancel?
Agreement terms, including how to cancel, are spelled out in your proposal.
Request a free statement review
Send a few details and we'll follow up within one business day with a secure link for your statement, then your numbers for both options.
Your information is used only to prepare your review.